Your bank knows its customer. Can your customer recognize your request?
A business-banking payment request should be more than a familiar screen and an approval button. Explore how a connected banking application can request deliberate customer confirmation through NoPass™ and use that response in its transaction policy.
A familiar-looking portal can ask for the wrong trust.
A customer arrives through a message or opens a page that looks like their bank. Before entering an account or approving an operation, they need more than visual familiarity with the brand.
In the FDA app-based relationship, the enrolled app verifies the authentication server connected to the service. The customer checks the comparison shown in the banking system and on their device before deciding.
The bank can authenticate the customer while giving that customer an active role in recognizing its request.
A banking application can hold a sensitive transaction and initiate a NoPass approval request. The customer receives the request on their phone and confirms on that device. The application uses the result before continuing.
This makes the customer’s decision part of the transaction workflow, beyond the earlier account sign-in.
The application sends a NoPass approval request to the person responsible. Start the request in the application.
● ● ●Your bank
Example application request
Supplier payment
Recipient
Example supplier
Amount
USD 1,250.00
Reference
PAY-1042
NoPass
Enrolled deviceReady when you are.
The request reaches your phone.
Open the push notification on the enrolled phone. The application waits while you check the request.
● ● ●Your bank
Example application request
Supplier payment
Recipient
Example supplier
Amount
USD 1,250.00
Reference
PAY-1042
Waiting for your decision
NoPass
Approval requested
Supplier payment
Check both screens. Then decide.
Compare the black picture and number. If this is the request you intended, select Confirm on the phone, using the local confirmation configured for your device, such as fingerprint or Face ID.
● ● ●Your bank
Example application request
Supplier payment
Recipient
Example supplier
Amount
USD 1,250.00
Reference
PAY-1042
Compare this picture and number with your phone.
501
Waiting for your decision
NoPass
Do you approve this transaction?
501
Approved — back to application policy.
Approval received. The application still applies its own permissions and execution policy before carrying out the operation.
● ● ●Your bank
Example application request
Supplier payment
Recipient
Example supplier
Amount
USD 1,250.00
Reference
PAY-1042
Approved
NoPass
Confirmed
Your approval has been sent.
Try the highlighted button or use the controls below.
Connect a customer account, an employee access point or a sensitive-operation checkpoint. Keep the application’s business logic and bring Identité® authentication to the interaction that needs it.
